Innovative Alternative to Small Business Benefit Packages

If you have a small business, chances are you are looking for a benefit package for yourself and employees if any. The problem of course is the ever increasing cost. Fortunately there is now an innovative alternative that can provided much needed access to quality health care and other benefits, at a fraction of the cost of traditional insurance.

But first, a little history lesson...

Most people don't realize it, but the idea of employer paid health benefits is a relatively new one.

It became a common practice for companies to pick up the tab for their employees' insurance after World War II, when the economy was booming and companies offered attractive benefit packages to draw the best people to their workforces. At the time, an entrepreneur - even a small one-could insure every employee and their families for just pennies month.

But times have changed. Now, even the biggest companies require workers to kick in for their coverage every month, and the cost for employers and for employees keeps rising uncontrollably every year. For most small business, providing traditional health benefits just doesn't seem like an option anymore - and that leaves their employees with the burden of finding and paying for their coverage, or simply living without it. This situation has led some small business owners to look for creative solutions.

Enter the International Association of Benefits (IAB). Founded 1982, IAB offers low cost benefit packages that combine insured and non-insured medical benefits with lifestyle and legal benefits. The result is a well-rounded employee benefits program without the high price tag of traditional medical coverage. Costs are kept low by blending traditional insurance for some services with significant discounts on others.

This type of package can provide limited medical insurance with insured benefits for outpatient medical care, emergency room visits and hospitalization, as well as dental coverage and even life insurance. In addition, IAB offers pre-negotiated discounts on things like chiropractic care, vision care and prescriptions.

IABs' "TeleMed" program allows members to speak with a Physician over the phone, 24/7/365, regarding any health care issues. They can even have prescriptions filled right over the phone and called into the nearest pharmacy.

Plus, these programs include discounts on products and services that employees use everyday - hotel reservations, care rental, amusement park tickets, legal services, credit counseling and more.

The entrepreneurial spirit is an alive and well, and it's fueled by an energetic, capable work force. Keeping those workers healthy and providing those with worthwhile benefits should be a priority for every small business. For many, low cost packages such as the ones offered by IAB are the perfect tool to provide those essential benefits while at the same time managing costs and watching out for the bottom line.

IAB benefits are also ideal for the home based business person who either can't afford traditional medical insurance, has pre-existing conditions, or chooses to not pay the high premiums. In some cases, it can be used to supplement existing coverages such as with hi-deductible insurance plan that generally is a lot less expensive than traditional major medical. In either case, IAB's association benefit programs offer tremendous value. To learn more, visit http://www.IABfreedom4life.com.

If you would prefer more traditional health insurance options, you can get quotes here at Health Benefits Direct.

IAB is looking for Sharp, Business Minded Individuals to Market Their Benefit Programs Nationwide. To Learn More, Watch This Five Minute Video.


Keith Walden is a home based entrepreneur, and licensed Insurance Agent - Visit his site, www.Unlimited-Profits.biz for proven home business ideas and opportunities. FREE E-Book exposes the lies, myths and hype to help you succeed in making money online. Get Yours HERE!

A Safe Harbor During the Healthcare Crisis

IAB's Innovative Approach to Benefits

Offering relief to those affected by today's health-crisis is Washington DC based, IAB (International Association of Benefits). The company has been around since 1982, and they've been offering a cutting-edge opportunity for better prices on healthcare for the last 25 years -- a benefit open to all.

Through paid monthly memberships, IAB offers both insured benefits and discounted prices using established health networks. IAB members can also enjoy significant savings on financial advice, office supplies, travel, amusement park admissions and investments.

IAB founder James Wood came up with the concepts in the early eighties and originated his company with the primary goal of promoting the interests and financial security for the family unit.

"The purpose of IAB," Wood said, "is to perform strength in numbers by bringing American families together so they can get benefits that normally individuals cannot get by themselves. They're literally saving millions and millions of dollars over the years by being a member of IAB."

Today IAB has more than 60 corporate employees, occupies 25,000 square feet of office space in the IAB building in Arlington, Texas, and sends out thousands of new membership packages every single week.

Throughout it's illustrious history, the company has enjoyed recognition from prominiet people and insitutions. Both Bush Administrations have recognized IAB's contribution to the economic progress of thousands of families in the United States.

Since 2001 IAB has extended the opportunity to its members to become Independent Marketing Associates(IMAs). This allows them to take advantage of even more financial advantages by representing IAB and making its benefits available to millions of families and individuals in the United States. IMAs make a percentage-based profit on all new enrollees that they introduce to IAB.

This business opportunity adds a new dimension to Wood's original mission of benefiting families. It answers the nationwide clamor for new income opportunities.

In July of 2007, IAB launched a new division called Freedom For Life which provided a network marketing platform through which to market it's programs, creating one of the most innovative compensation plans in the history of the industry.

These two business opportunities, combined with the benefits IAB has offered for decades, makes IAB's the most progressive benefits package in the United States.

For just a few dollars a day for an entire family's health package, IAB offers sought after relief during the current healthcare crisis while offering a tremendous opportunity to earn an excellent upfront and ongoing residual income.

To learn more about IAB's programs and income opportunity click HERE NOW.